Engagement rings
Diamond ring

Buying Best Engagement rings For Your ringMarriage

In Spain, the average cost of wedding rings ranges from 500 to 1,000 euros for both; In the case of the engagement rings , the tradition (advertising and coming from the USA) says that ‘the reasonable thing’ is to invest in it the equivalent of two months of salary , although we have just seen that this rule is completely arbitrary, dictated for an advertising slogan.If you are going to make the effort to invest in buying a diamond engagement rings, the Fintonic tool can help you make the most of your possibilities. 

Thanks to Fin tonic , you can instantly see what your monthly recurring expenses are and discover what you really have left to invest in your engagement rings. If it were not enough, you can set your purchase as a savings objective in the app, which will help you with its alerts and recommendations to achieve the desired figure in less than you expect.If you are determined to celebrate your decision with a engagement rings in between, from Fin tonic we have developed a small guide so that everything goes out to order by word of mouth:

1) Brilliant, Diamond And Other Concepts That We Confuse :

Although we tend to listen to them as synonyms, they are not the same. In this link of Joya E stilo you have a detailed explanation that we can summarize as follows : diamond is stone, rough, and ‘ brilliant ‘ is the type of cut, regardless of the material applied. Yes it is true that the round size, called ‘in brilliant’, is the most popular for those looking for engagement rings and that’s where the confusion comes from. The right thing to do would be to talk about ‘a brilliant cut diamond’.

2) How Much Does It Cost And How Many Carats Should My Engagement rings Have?

There is a way to find out what the cost and quality of a cut diamond is and answer a rule with four C’s (in English at least): weight ( carat ), color ( color ), size ( cut ) and the purity ( clarity ). Those four parameters tell us how much we are going to pay for a diamond.Regarding clarity and color (they are not only white; there are black, green, and red diamonds) we recommend that you take a look at this box of Jewel engagement rings Style to know what modalities exist. If what we want is an adjusted price with a good result, experts advise us to choose the medium color, with yellow tones ( H and I values ) and a clarity or purity of SI (small inclusions.

That is, small brands that are seen with magnifying glasses of at least 10 magnifications, hardly with the naked eye, and that hardly differ from others more pure in inexperienced eyes and are much more affordable.The most usual size , in the form of a brilliant, has a diameter very similar to that of a cigarette and has 57 faces . There are other sizes (heart, oval, pear, triangle …) that depend on the gemologist; As for weight, it is measured in carats and is one of the major concerns of buyers and is divided into sections or thresholds. A trick to get good prices is to run away from the ‘whole’ pesos and look around: you do not have to go to half a carat or one, when for 0.30 carats or 0.95 we will pay less without much difference.

Diamond prices increase exponentially for each carat, and not linearly, so if we want a carat, we should buy one of 0.97; if we prefer two carats, our bet can be 1.95. Expert jewelers advise not to exceed 3 carats for comfort and safety, since with a higher weight it can be difficult to wear gracefully in a engagement rings (some go to pendants from there) and will also attract the attention of thieves.To give us an idea, a good quality diamond of 0.30 carats is around 600 euros . Another ring with a one carat diamond with medium-high values ​​in these four mentioned characteristics can easily approach 9,000 euros . The fan is very wide.

3) Buy It In Summer :

The best time to buy an engagement rings and also some wedding rings is the period from June to August , coinciding with the time of greatest wedding celebration. The vast majority are engaged outside of that summer period.Jewelers remember that in those low seasons you can be more flexible with prices. It is preferable not to buy any engagement rings before or during Christmas, since at that time they are very volatile and can even bend.

4) About Imitations And Other Important Details :

Someone who is not a jewelry professional can easily be mistaken for a diamond, a white sapphire, a zirconia … If we want to know that the diamond we are going to buy is, it is best to go to a jeweler who indicates it with his own instrumental.There are also some details that can make us suspicious: there are no diamond mines in Europe, so if they tell us that they come from a nearby country perhaps we should rethink it. Most diamonds are imported from Africa, Russia, and Brazil. It is advisable to look for the so-called ‘ Kimberley certificate ‘, where the traceability of our jewel will be reflected and which guarantees that it does not come from illegal exploitations.

Engagement rings

5) When Can The Price Be Negotiated (Because Sometimes It Can)

As with gold , the price of diamonds also fluctuates. It is not about harassing and haggling the jeweler in our neighborhood, but going to one of the diamond exchanges that exist, although we warn you that the main ones are in London, New York, Tel Aviv and Antwerp; in Belgium, half of the world market is concentrated.It is advisable to start negotiating in the event that we are looking for something more than a carat , also taking into account that the alliance in which our stone is set is usually included in the price from a certain amount.Another valid option is online shopping from retailers worldwide. There is a large catalog and prices up to 20% lower than in stores: perhaps the idea of ​​buying a ‘loose’ diamond, without a ring, and looking for someone to create our ideal Diamond ring with it. In fact, the idea of designing our own ring, avoiding the brands, can also lower the cost.

6) How To Pay It?

You have already chosen it, you like it, you are going to give it to them, but you have to pay it. Experts advise paying them in cash , avoiding the interest of a deferred payment, for which a small savings plan for a few previous months seems to be the best strategy.If you finally choose to pay on credit, you need to be clear about the frequency and the amount you are going to pay each month. 

You also have to pay attention to the interests , which depending on the entity and the type of the card can reach an extra charge of 25 or 30% .With these six tips you will not have magically become an expert in engagement rings or diamonds, but at least you can stand in a jewelry store with a certain knowledge of the cause and with the awareness that the investment in one of these jewels has to be well planned.

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